The deductible offer
For claims covered by the statute, contractors cannot advertise, promise or pay the policy deductible, including indirect rebates.
Why this story now
Arizona’s new storm-claim law changes the roofing sales pitch.
Effective September 12, 2026: SB1206 gives Arizona newsrooms a timely consumer story about deductible promises, contractor roles and emergency solicitation.
The viewer question is immediate: what should a homeowner verify before committing their home, money or insurance paperwork?
The contractor’s role
The law bars a contractor from also acting as the insured’s adjuster. Limits on settlement negotiation remain, subject to a narrow permission-based exception.
The emergency pitch
Contractors cannot solicit work agreements during an ongoing loss or public-safety emergency response at the premises, with limited exceptions.
Scope matters: these provisions concern specified residential storm-repair contracts. An independent legal or regulatory source should explain how the law applies to a particular claim.
